$150, netaporter.com

For me, one of the ironies of working at the Conde Nast building in New York was that I would take great pains to get DRESSED every morning and then inevitably I would have to throw a cardigan or even a coat on over my outfit while sitting in my frigid air-conditioned office. If only I had owned this cardigan by Michael Kors. It will work so well as a go-to, throw-it-on-over-everything-and still-look-DRESSED cardigan.

1. J. Crew gingham blouse, $75, jcrew.com
2. Michael Michael Kors cardigan, $150, netaporter.com
3. Pauric by Pauric Sweeney Rio bag, $672, asos.com
4. Elizabeth & James pumps, $325, shopbop.com
5. Warehouse print pants, $75, warehouse.andotherbrands.com